Need an appraisal in Great Falls or Cascade County?
Here are the top 7 reasons why Montana homeowners call on Residential Appraisal Service:
- Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
- Challenge property tax assessments
- To reduce a mortgage payment by removing PMI
- To reinstate their Home Equity Line of Credit (or HELOC)
- To review a different appraiser's report for verification
- In the case of a divorce in the state of Montana, where real estate needs to be divided
- Settle an estate in Montana by determining the true market value of real estate
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Need help determining the value of your house in or near Great Falls, Montana? Contact Residential Appraisal Service. | |
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At Residential Appraisal Service, we understand the unique needs of a consumer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by Owner (FSBO)
Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Residential Appraisal Service will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value opinion than yours.Challenging a property tax assessment
Your local tax assessor may have your house overvalued if you live in an area that's declining or is not appreciating as much as other houses close by. That means you're most likely paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Residential Appraisal Service is your #1 weapon when contesting your property tax assessment.Appraisals to cancel PMI
A fashionable way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. Residential Appraisal Service is experienced in helping folks just like you get rid of undesirable PMI insurance.Recently got a freeze to your HELOC?
If your home is in a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be inconvenient from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Residential Appraisal Service can help you reinstate your home equity line of credit with efficient appraisal.Field and Desktop Appraisal Review Services
Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for precision? In a field review we'll go out and check the subject and comparables in question. Or, if you're in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal? We can assist you. Even though most appraisal reviews are requested by lenders, homeowners suspecting a prior appraisal wasn't above board are prudent to get a second opinion.